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Fostering Bright Financial Futures

Financial Beginnings provides engaging, age-appropriate programs for youth. Financial Beginnings' programs are always provided at no cost to partner or participant. Programs are full-service, meaning Financial Beginnings supplies all curriculum and supplemental materials, which are mailed to schools or community groups who schedule programming. Financial Beginnings also provides trained volunteers who teach the lessons of each program.

Teachers and community organizations: sign up for programming by contacting

Introducing youth to the world of personal finance.

From learning to identify coins, to more complex topics like budgeting and distinguishing needs from wants, participants learn responsibility and establish a solid footing for a bright financial future.

Learn more about our Footings program here!

Helping youth relate personal financial decisions to local and global economies.

Taught through an interactive, game-like format, participants have the opportunity to frame personal financial decisions within the local and global economies.

Learn more about our Framings program here!

Providing high school students and adults detailed introduction to key financial concepts.

Covering such foundational concepts as banking, budgeting, credit, investing, and risk management, participants gain a solid understanding of personal finance essentials through hands-on learning.

Learn more about our Foundations program here!

Providing high school and college students lessons on career, college, and money management.

Focusing on strategies to financially prepare for postsecondary education, students learn about career paths, comparing schools, financing college, reducing debt accumulation, and managing debt after college.

Learn more about our Pathways program here!

"My credit has gone up 50 points since I took the class and it is all because I am now better informed about what affects my credit score and how to improve it." - Adult Participant