Forward provides financially vulnerable adults the financial knowledge they need.

Forward offers support through a combination of hands-on activities, facilitation, and a step-by-step workbook.

This four-part series covers:

Envisioning the Life I Want
Using SMART goals to identify personal dreams and transform them into achievable action plans.
Funding the Life I Want
Developing realistic debt reduction and savings plans to fund goals established in the envisioning section.
Managing the Life I Want
Increasing financial stability to prioritize bills and protect income, shelter, and insurance when cash is short.
Living the Life I Want
Identifying essential bills, and creating a cash flow budget to align with the timing of income and expenses.
Looking for materials?
All of our Forward materials are available for download. Pick and choose what you need.

Full-Service Approach to Program Delivery

State Education Standards

Curriculum meets state standards and is designed using national best practices.

Trained Volunteer Presenters

Industry professionals are trained to teach engaging lessons and activities from Step 2 programming. These presenters can truly connect with youth by delivering a relevant program.

No-Cost Learning Materials

Participants are provided a resource guide filled with valuable financial lessons to use during sessions and to take home for continued learning and application. All materials are provided at no cost to schools or participants.

Simple Registration

Schools and community groups schedule programming online to fit their needs. Financial Beginnings takes care of the rest.

The Forward program covers four important topics, usually broken into four 1-hour sessions, which can be scheduled to fit each teacher's needs. In addition to financial education, students are left with a message of responsibility and a solid footing for a bright financial future.

What We Provide

We provide all students with a copy of the curriculum and all necessary supplemental materials, which will be sent to the school directly, prior to the program. It is our job to make teachers' work easier; we handle all the details and offer a program that enhances the standards-based math and life-skills teachers are already teaching.